Just pre-qualified:Restaurant Owner
10:00

Ready to get funded?

2 min · No credit pull

Apply Now →
HomeIndustriesFranchise Businesses
🍔Funding for franchise owners and multi-unit operators

Franchise financing from lenders who know the franchise model.

Franchise businesses are uniquely positioned for funding — predictable revenue models and brand recognition make them attractive to lenders. Our network includes SBA lenders and franchise specialists who move fast.

Franchise Businesses — Funding Overview
$450K
Avg. Funding
48hr
Funding Speed
76%
Approval Rate
$5M
Max Available
One application routes to our full lender network
Industry Challenges

We understand what 🍔 businesses face

Generic lenders don't understand your industry. Our network includes specialists who do — and who structure offers around how franchise businesses businesses actually operate.

  • High upfront franchise fees and buildout costs
  • Franchisor-mandated equipment and design standards
  • Working capital during ramp-up before hitting break-even
  • Royalty and marketing fee obligations from day one
  • Multi-unit expansion requiring simultaneous capital deployment
Why Gateway Capital?
🧠
Industry-specific matching
Your application is routed to lenders who specialize in franchise businesses — not generic business lenders.
Speed that matches your pace
Most franchise businesses businesses get funded in 48–72 hours from application to deposit.
⚖️
Competing offers
Multiple lenders see your application and compete — you always choose the best terms.
🔒
No hard credit pull to start
Check your options risk-free. A hard pull only happens when you choose to proceed with an offer.
Get My Offers — It's Free →
FAQ

Common questions from franchise businesses owners

Is the SBA franchise loan the best option for buying a franchise?

For most franchise buyers, yes. SBA 7(a) loans offer the lowest interest rates, longest terms (up to 10 years for working capital, 25 years for real estate), and can cover franchise fees, equipment, and buildout.

Can I get a franchise loan with no prior business experience?

Yes. Many lenders view franchise businesses favorably for first-time owners because the franchisor provides training and a proven business model.

How much do I need to put down for a franchise loan?

SBA loans typically require 10–20% down depending on the franchise and your credit profile. Some alternative lenders offer 0–10% down on equipment financing.

Can existing franchisees get funding for a second location?

Absolutely — and existing franchisees often get better rates because they have proven performance data. Multi-unit expansion loans are a specialty of our lender network.

Get matched to franchise businesses lenders today.

Two minutes to apply. No hard credit pull. Decisions in 48–72 hours.

Apply Free — Get My Offers →