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Homeโ€บIndustriesโ€บTransportation & Trucking
๐ŸššFunding for trucking companies, fleets & logistics

Transportation funding from lenders who know the road.

Trucking and logistics businesses need fast, flexible capital โ€” for vehicles, fuel, maintenance, and growth. Our network includes commercial vehicle lenders and transportation specialists who understand your business.

Transportation & Trucking โ€” Funding Overview
$200K
Avg. Funding
24hr
Funding Speed
71%
Approval Rate
$5M
Max Available
One application routes to our full lender network
Industry Challenges

We understand what ๐Ÿšš businesses face

Generic lenders don't understand your industry. Our network includes specialists who do โ€” and who structure offers around how transportation & trucking businesses actually operate.

  • โœ“High cost of commercial vehicles and fleet maintenance
  • โœ“Freight broker payment cycles of 30โ€“90 days
  • โœ“Fuel cost volatility requiring flexible working capital
  • โœ“Driver shortage requiring competitive compensation
  • โœ“Equipment breakdown creating unexpected repair costs
Why Gateway Capital?
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Industry-specific matching
Your application is routed to lenders who specialize in transportation & trucking โ€” not generic business lenders.
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Speed that matches your pace
Most transportation & trucking businesses get funded in 24โ€“48 hours from application to deposit.
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Competing offers
Multiple lenders see your application and compete โ€” you always choose the best terms.
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No hard credit pull to start
Check your options risk-free. A hard pull only happens when you choose to proceed with an offer.
Get My Offers โ€” It's Free โ†’
FAQ

Common questions from transportation & trucking owners

Can owner-operators with a CDL get a business loan?

Yes. Many lenders specialize in owner-operator financing using your CDL, driving history, and freight contracts as underwriting criteria โ€” not just traditional business metrics.

Can I finance a used semi-truck?

Absolutely. Most commercial vehicle lenders fund used trucks up to 10โ€“15 years old, depending on mileage and condition.

What is freight invoice factoring?

Factoring lets you sell outstanding freight invoices to a lender at a small discount in exchange for immediate cash. It's one of the fastest funding options for truckers.

How quickly can a trucking company get funded?

Commercial vehicle loans and invoice factoring can fund in 24โ€“48 hours. SBA loans take 2โ€“4 weeks but offer the best long-term rates.

Get matched to transportation & trucking lenders today.

Two minutes to apply. No hard credit pull. Decisions in 24โ€“48 hours.

Apply Free โ€” Get My Offers โ†’