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HomeIndustriesTransportation & Trucking
🚚Funding for trucking companies, fleets & logistics

Transportation funding from lenders who know the road.

Trucking and logistics businesses need fast, flexible capital — for vehicles, fuel, maintenance, and growth. Our network includes commercial vehicle lenders and transportation specialists who understand your business.

Transportation & Trucking — Funding Overview
$200K
Avg. Funding
24hr
Funding Speed
71%
Approval Rate
$5M
Max Available
One application routes to our full lender network
Industry Challenges

We understand what 🚚 businesses face

Generic lenders don't understand your industry. Our network includes specialists who do — and who structure offers around how transportation & trucking businesses actually operate.

  • High cost of commercial vehicles and fleet maintenance
  • Freight broker payment cycles of 30–90 days
  • Fuel cost volatility requiring flexible working capital
  • Driver shortage requiring competitive compensation
  • Equipment breakdown creating unexpected repair costs
Why Gateway Capital?
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Industry-specific matching
Your application is routed to lenders who specialize in transportation & trucking — not generic business lenders.
Speed that matches your pace
Most transportation & trucking businesses get funded in 24–48 hours from application to deposit.
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Competing offers
Multiple lenders see your application and compete — you always choose the best terms.
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No hard credit pull to start
Check your options risk-free. A hard pull only happens when you choose to proceed with an offer.
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FAQ

Common questions from transportation & trucking owners

Can owner-operators with a CDL get a business loan?

Yes. Many lenders specialize in owner-operator financing using your CDL, driving history, and freight contracts as underwriting criteria — not just traditional business metrics.

Can I finance a used semi-truck?

Absolutely. Most commercial vehicle lenders fund used trucks up to 10–15 years old, depending on mileage and condition.

What is freight invoice factoring?

Factoring lets you sell outstanding freight invoices to a lender at a small discount in exchange for immediate cash. It's one of the fastest funding options for truckers.

How quickly can a trucking company get funded?

Commercial vehicle loans and invoice factoring can fund in 24–48 hours. SBA loans take 2–4 weeks but offer the best long-term rates.

Get matched to transportation & trucking lenders today.

Two minutes to apply. No hard credit pull. Decisions in 24–48 hours.

Apply Free — Get My Offers →