Restaurant funding from lenders who know food service.
Whether you're buying equipment, covering payroll during a slow season, or opening a second location — our matching engine connects you to lenders who specialize in restaurant and food service businesses.
Products matched to restaurant & food service businesses
Our matching engine routes your application to lenders who specialize in these products for your industry.
Equipment Financing
Most PopularFinance ovens, refrigeration, POS systems, and kitchen equipment. Up to 100% financing — the equipment is the collateral.
Working Capital Loans
Fast ApprovalCover payroll, inventory, and operating costs during slow seasons or unexpected gaps.
SBA Loans
Lowest RatesGovernment-backed financing for expansion, renovation, or purchasing a second location.
Merchant Cash Advance
Same DayFast capital based on your daily credit card sales. Ideal for high-volume restaurants needing quick cash.
Business Line of Credit
FlexibleRevolving credit to draw when you need it — perfect for managing seasonal cash flow.
Renovation Loans
Term LoanFinance kitchen upgrades, dining room renovations, or ADA compliance improvements.
One 2-minute application routes to every lender in our network who specializes in restaurant & food service funding.
We understand what 🍕 businesses face
Generic lenders don't understand your industry. Our network includes specialists who do — and who structure offers around how restaurant & food service businesses actually operate.
- ✓Seasonal cash flow gaps between busy and slow periods
- ✓High upfront cost of commercial kitchen equipment
- ✓Tight margins requiring precise working capital management
- ✓Expansion costs for second locations or franchise buyouts
- ✓Unexpected repairs on critical equipment
Common questions from restaurant & food service owners
Yes. Many of our lender partners specialize in restaurant financing and look beyond credit scores — they evaluate revenue, daily sales volume, and time in business. Scores as low as 500 may qualify.
Many restaurant loans fund within 24–48 hours, especially merchant cash advances based on daily sales. SBA loans typically take 2–4 weeks.
Not always. Unsecured working capital loans and MCAs typically require no collateral. Equipment financing uses the equipment itself as collateral.
Startups and new restaurants can qualify for certain products. SBA loans, equipment financing, and some alternative lenders work with businesses under 1 year old.
Get matched to restaurant & food service lenders today.
Two minutes to apply. No hard credit pull. Decisions in 24–48 hours.
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