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HomeIndustriesTechnology & SaaS
💻Funding for tech companies, startups & SaaS businesses

Tech funding from lenders who understand recurring revenue.

Traditional lenders often misunderstand SaaS and tech businesses — they look for hard assets that don't exist. Our network includes lenders who underwrite on ARR, MRR, churn, and growth metrics.

Technology & SaaS — Funding Overview
$300K
Avg. Funding
48hr
Funding Speed
65%
Approval Rate
$5M
Max Available
One application routes to our full lender network
Industry Challenges

We understand what 💻 businesses face

Generic lenders don't understand your industry. Our network includes specialists who do — and who structure offers around how technology & saas businesses actually operate.

  • Capital-intensive growth phase with negative short-term cash flow
  • Traditional lenders not understanding intangible asset models
  • Runway management between funding rounds
  • Scaling sales and marketing before revenue catches up
  • Managing churn while maintaining growth metrics
Why Gateway Capital?
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Industry-specific matching
Your application is routed to lenders who specialize in technology & saas — not generic business lenders.
Speed that matches your pace
Most technology & saas businesses get funded in 48–72 hours from application to deposit.
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Competing offers
Multiple lenders see your application and compete — you always choose the best terms.
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No hard credit pull to start
Check your options risk-free. A hard pull only happens when you choose to proceed with an offer.
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FAQ

Common questions from technology & saas owners

Can a SaaS company with no physical assets get a loan?

Yes. Revenue-based financing and venture debt lenders specifically underwrite on recurring revenue metrics like MRR, ARR, and churn — no physical collateral needed.

What is revenue-based financing for tech companies?

RBF provides capital in exchange for a percentage of future revenue until a set amount is repaid. Payments flex with revenue — lower in slow months, higher in strong ones.

Can a startup under 1 year old get funded?

Some lenders fund early-stage companies with 3–6 months of revenue history. The stronger your MRR and growth trajectory, the better your options.

Does taking a business loan dilute my equity?

No. Debt financing is non-dilutive — you keep 100% of your equity. This makes it attractive for founders looking to extend runway between equity rounds.

Get matched to technology & saas lenders today.

Two minutes to apply. No hard credit pull. Decisions in 48–72 hours.

Apply Free — Get My Offers →